Blog | best-loan

Which banks in South Africa do not check credit history?

In South Africa, most traditional banks typically conduct credit checks when evaluating loan or credit card applications. However, some financial institutions might offer certain products or services with less stringent ...

08.03.2025

Bank Branch Codes

In the modern world of banking, where transactions are processed instantly and seamlessly, bank branch codes play a crucial role in ensuring accuracy and security. In South Africa, these codes ...

06.03.2025

How Can You Make Your Money Work Harder For You?

The first step in learning how to make your money work for you is to establish a financial plan. It is important to have a clear idea of your long-term ...

05.03.2025

History of loans for blacklisted

The concept of a “black list” in the context of lending has its own history associated with the evolution of credit systems and assessments of the solvency of borrowers. The ...

04.03.2025

Loan Consolidation for Blacklisted

Managing multiple loans can be overwhelming, especially for individuals who are blacklisted due to poor credit history. In South Africa, loan consolidation offers a lifeline to regain financial control by ...

02.03.2025

Government support for people with bad credit history

In South Africa, there are various government support programs for people with bad credit histories. These initiatives are aimed at helping those who face difficulties in obtaining loans due to ...

01.03.2025

How to Improve Your Credit Score Fast

The first step in raising your credit score is to minimize your debt. Paying off high-interest debt is one of the most effective ways to increase your credit score. However, ...

01.03.2025

Disadvantages of 6 month loans in South Africa

Like any financial product, six month loans in South Africa have their own disadvantages that are important to consider before taking out one. High Interest Rates: 6-month loans may have ...

24.02.2025

Quick way to apply for personal loans

The year 2022 is already approaching. If you are interested in providing for your family and extra money for the next important family purchase, you may not have available funds ...

24.02.2025

Blacklisted loans? What you need to know

Is there a concept of a “black list” in a credit history? The idea of a "black list" is becoming a thing of the past when clients defaulted on debts ...

22.02.2025